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Amazon Pay India

Country: India (IN)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 20%

Amazon Pay India is Amazon's digital wallet in India, offering Amazon Pay balance checkout, UPI integration, and automated recurring subscription payments.

🔄 User Payment Flow

  1. Customer selects Amazon Pay at merchant checkout
  2. Checkout presents Amazon Pay login or opens Amazon India mobile app
  3. Customer confirms payment source (Amazon Pay Balance or UPI / Card)
  4. Amazon Pay debits wallet and returns instant confirmation token to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway for Amazon Pay session token
  • PSP issues payment token and Amazon Pay checkout URL
  • PSP receives Amazon Pay clearing webhook notification and confirms order status