Qitero Qitero

Airtel Money

Country: India (IN)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 15%

Airtel Money is Airtel Payments Bank's digital wallet in India, offering mobile wallet payments, UPI QR integration, and automated subscription billing.

🔄 User Payment Flow

  1. Customer selects Airtel Money at merchant checkout
  2. Checkout opens Airtel Thanks app or displays Airtel Money OTP prompt
  3. Customer inputs 4-digit Airtel Bank mPIN or OTP to authorize payment
  4. Airtel Payments Bank debits wallet and returns instant clearing token to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway for Airtel Money session token
  • PSP issues payment token and Airtel Money redirect URL
  • PSP receives clearing webhook notification and confirms order status