QRIS
Country: Indonesia (ID) | Payment Rail: real_time_payment
RealTimePayment
Market Adoption: 85%
QRIS is Indonesia's national standard for unified QR code payments, allowing merchants to accept payments from all Indonesian bank apps and digital wallets.
๐ User Payment Flow
- Merchant displays the generated static or dynamic QRIS QR code on a screen or printer
- Customer opens any local banking application or supported digital wallet
- Customer scans the QRIS code, reviews the payment details, enters their security PIN, and submits the transaction
โ๏ธ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | NO |
| Supports Refund | YES |
๐ ๏ธ Merchant Integration Steps
- Merchant triggers QRIS dynamic generation through PSP API
- Merchant displays QR code to customer
- PSP triggers real-time webhook callback to merchant notification endpoint upon validation
๐ Supported Payment Gateways & Acquirers (PSPs)
๐ PayerMax๐ iPay88๐ 2C2P๐ Antom๐ Coda Payments๐ DOKU๐ iPayLinks๐ Xendit๐ Adyen๐ Midtrans๐ ๆๅฎๆฏไป