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Jenius Pay

Country: Indonesia (ID)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 25%

Jenius Pay is a digital direct checkout solution by Jenius (Bank BTPN) in Indonesia, featuring $Cashtag-based merchant authentication and instant in-app authorization widely used for e-commerce, gaming, and digital subscriptions.

🔄 User Payment Flow

  1. Customer selects Jenius Pay on merchant checkout
  2. Customer inputs their Jenius $Cashtag identifier
  3. Customer receives a push notification on their Jenius mobile application
  4. Customer opens Jenius app, reviews order amount, and confirms payment using biometric or Jenius password
  5. Merchant receives immediate capture notification

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant initiates charge with customer's $Cashtag to Jenius API or PSP
  • Jenius dispatches payment request notification to customer device
  • Customer authorizes transaction in-app within countdown window
  • Jenius returns settlement callback to merchant