Qitero Qitero

Indomaret

Country: Indonesia (ID)  |  Payment Rail: bank_clearing

Cash Market Adoption: 25%

Indomaret is Indonesia's largest convenience store chain, offering nationwide over-the-counter cash payment services for e-commerce orders.

🔄 User Payment Flow

  1. Customer selects Indomaret OTC Cash at merchant checkout
  2. Customer receives a payment reference code / barcode
  3. Customer visits any Indomaret convenience store nationwide
  4. Customer shows reference code to cashier and pays physical cash
  5. Indomaret terminal sends electronic payment clearance alert to merchant

⚙️ Characteristics & Settlement

Instant PaymentNO
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant calls payment creation API to generate Indomaret reference session
  • PSP issues payment token and reference barcode
  • PSP receives Indomaret cashier payment confirmation webhook callback