GoPay
Country: Indonesia (ID) | Payment Rail: real_time_payment
DigitalWallet
Market Adoption: 85%
GoPay is Indonesia's premier digital wallet integrated within the GoTo ecosystem, used extensively for ride-hailing, food delivery, and online payments.
🔄 User Payment Flow
- Merchant displays checkout option
- Customer is redirected to GoPay mobile gateway or Gojek superapp
- Customer authorizes transaction using GoPay PIN or biometric ID
- Transaction completes with real-time balance update
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant initiates charge through PSP API
- Merchant receives redirection tokens
- Merchant processes successful transaction verification via instant webhook callback
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 PayerMax🔌 Coda Payments🔌 iPayLinks🔌 Xendit🔌 Midtrans