Bank Mandiri
Country: Indonesia (ID) | Payment Rail: bank_clearing
BankTransfer
Market Adoption: 60%
Bank Mandiri is Indonesia's largest bank by assets, offering Livin' mobile banking payments, Virtual Accounts, and corporate settlements.
🔄 User Payment Flow
- Customer selects Bank Mandiri Online / Virtual Account at checkout
- Checkout redirects to Livin' by Mandiri mobile app or presents Mandiri VA number
- Customer logs in and confirms transaction with Mandiri PIN
- Bank Mandiri debits account and returns real-time settlement notification to merchant
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | NO |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant calls payment creation API for Mandiri online checkout session
- PSP issues payment token and Mandiri VA payload
- PSP receives Mandiri instant bank clearing callback and updates order status
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 DOKU🔌 Xendit🔌 Midtrans