Qitero Qitero

AstraPay

Country: Indonesia (ID)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 25%

AstraPay is a mobile digital wallet developed by Astra International in Indonesia, featuring deep mobility ecosystem integration, installment repayments, and QRIS support widely used for automotive loans, transport, and daily purchases.

🔄 User Payment Flow

  1. Customer selects AstraPay on checkout page
  2. Customer enters mobile phone number associated with AstraPay
  3. Customer receives push notification / redirect to input 6-digit AstraPay PIN
  4. Payment is authorized and deducted from AstraPay wallet

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant creates checkout transaction via AstraPay API or gateway
  • Customer authorizes transaction in AstraPay ecosystem
  • AstraPay sends instant webhook confirmation to merchant
  • Merchant updates fulfillment status