Qitero Qitero

Zeepay Ghana

Country: Ghana (GH)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 20%

Zeepay is a leading fintech mobile wallet and remittance platform in Ghana, enabling digital wallet payments and automated subscription billing.

🔄 User Payment Flow

  1. Customer selects Zeepay at checkout and inputs mobile wallet credentials
  2. Customer receives authorization request on Zeepay app / USSD
  3. Customer approves transaction via Zeepay PIN
  4. Zeepay executes real-time wallet debit and sends payment confirmation to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API requests Zeepay session token from acquiring gateway
  • PSP issues payment token and Zeepay checkout payload
  • PSP receives Zeepay clearing webhook notification and confirms order status