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Vodafone Cash Ghana (Telecel Cash)

Country: Ghana (GH)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 20%

Vodafone Cash (Telecel Cash) is Ghana's second largest mobile money wallet, offering instant USSD payments and recurring merchant auto-debit.

🔄 User Payment Flow

  1. Customer selects Vodafone Cash at checkout and inputs phone number
  2. Checkout triggers USSD push request / voucher code
  3. Customer enters Vodafone Cash PIN to authorize charge
  4. Vodafone clears wallet funds in real time and notifies merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls PSP for Vodafone Cash session token
  • PSP issues payment token and USSD push request
  • PSP receives Vodafone Cash clearing callback and confirms order status