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Clearpay (UK)

Country: United Kingdom (GB)  |  Payment Rail: bnpl

BNPL Market Adoption: 40%

Clearpay UK is Block/Afterpay's BNPL service in the UK offering interest-free 4-installment payment plans.

🔄 User Payment Flow

  1. Customer selects Clearpay at checkout
  2. Customer logs into Clearpay account and approves 4-installment plan
  3. Clearpay approves transaction and debits 25% first installment
  4. Merchant receives 100% order payout while Clearpay collects remaining 3 installments bi-weekly

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRNO
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway (Stripe / Adyen / Clearpay API) for session payload
  • PSP issues payment token and Clearpay hosted checkout URL
  • PSP receives Clearpay clearing webhook notification