Qitero Qitero

WE Pay

Country: Egypt (EG)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 20%

WE Pay is Telecom Egypt's official digital wallet, enabling mobile payments, Telecom bill settlements, and automated recurring billing.

🔄 User Payment Flow

  1. Customer selects WE Pay at merchant checkout
  2. Checkout presents WE Pay mobile app login or payment prompt
  3. Customer verifies order amount and enters 6-digit WE Pay wallet PIN
  4. WE Pay debits account and returns instant clearing status to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway for WE Pay session token
  • PSP issues payment token and WE Pay redirect URL
  • PSP receives WE Pay payment clearing webhook callback