Qitero Qitero

Payphone

Country: Ecuador (EC)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 8%

Payphone is a leading independent mobile payment app and digital wallet in Ecuador, featuring smart payment links and card-less QR checkouts widely used for social commerce, online stores, and SME acquiring.

🔄 User Payment Flow

  1. User selects Payphone at checkout or clicks Payphone smart payment link
  2. User enters registered mobile phone or scans Payphone QR code
  3. User receives mobile push authorization in Payphone app
  4. User approves payment using card on file or Payphone balance
  5. Instant confirmation receipt is generated

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant generates payment request via Payphone Developer API
  • Customer completes authorization in Payphone mobile app
  • Payphone processes transaction and holds/settles funds in USD
  • Merchant system receives real-time webhook callback

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 Kushki