Qitero Qitero

TPaga

Country: Colombia (CO)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 20%

TPaga is a digital wallet in Colombia enabling mobile QR payments, merchant online checkout, and automated subscription billing.

🔄 User Payment Flow

  1. Customer selects TPaga at merchant checkout
  2. Checkout opens TPaga app or displays TPaga QR prompt
  3. Customer confirms payment source and enters TPaga PIN or biometric auth
  4. TPaga executes instant wallet debit and confirms transaction to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway for TPaga session token
  • PSP issues payment token and TPaga deep link
  • PSP receives TPaga clearing callback and updates merchant order status