Qitero Qitero

Nequi

Country: Colombia (CO)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 75%

Nequi is Bancolombia's premier digital wallet super-app in Colombia, supporting instant P2P payments, online checkout, and automated subscription billing.

🔄 User Payment Flow

  1. Customer selects Nequi at merchant checkout
  2. Checkout opens Nequi mobile app or displays Nequi phone prompt
  3. Customer receives push notification and enters Nequi passcode or face recognition
  4. Nequi debits wallet balance and returns instant confirmation token to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway for Nequi checkout session
  • PSP issues payment token and Nequi push payment payload
  • PSP receives Nequi clearing callback and updates merchant order status