Qitero Qitero

DaviPlata

Country: Colombia (CO)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 60%

DaviPlata is Banco Davivienda's major digital wallet in Colombia, enabling mobile money payments, QR transfers, and automated subscription billing.

🔄 User Payment Flow

  1. Customer selects DaviPlata at merchant checkout
  2. Checkout opens DaviPlata app or sends OTP prompt
  3. Customer verifies amount and approves with DaviPlata PIN
  4. DaviPlata executes instant debit and sends transaction status to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway for DaviPlata checkout session
  • PSP issues payment token and DaviPlata deep link
  • PSP receives clearing webhook notification and confirms order status