Qitero Qitero

Dale!

Country: Colombia (CO)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 25%

Dale! is Grupo Aval's digital wallet in Colombia, enabling mobile P2P transfers, e-commerce payments, and automated subscription billing.

🔄 User Payment Flow

  1. Customer selects Dale! at merchant checkout
  2. Checkout opens Dale! app or presents login prompt
  3. Customer verifies transaction amount and confirms via 6-digit Dale! PIN
  4. Dale! debits wallet balance and sends real-time confirmation token to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API requests Dale! checkout session via acquiring PSP
  • PSP issues payment token and Dale! deep link
  • PSP receives clearing webhook notification and confirms order status