Webpay Plus (Transbank)
Country: Chile (CL) | Payment Rail: card_network
OnlineBanking
Market Adoption: 90%
Webpay Plus is Transbank's dominant payment gateway in Chile, processing debit (Redcompra) and credit cards with Webpay OneClick subscription auto-debit.
🔄 User Payment Flow
- Customer selects Webpay Plus at checkout and chooses card or bank transfer (Redcompra)
- Checkout redirects customer to Transbank's official Webpay payment portal
- Customer enters card details or approves via issuer bank authentication app
- Transbank clears payment in real-time and redirects customer back to merchant website
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant API calls acquiring gateway (dLocal / Stripe / Transbank Webpay API) for session token
- PSP issues payment token and Webpay redirect URL
- PSP receives Transbank clearing webhook notification and confirms order status