Mercado Pago Chile
Country: Chile (CL) | Payment Rail: e_wallet
DigitalWallet
Market Adoption: 55%
Mercado Pago Chile is MercadoLibre's digital wallet super-app in Chile, offering e-commerce checkout, QR payments, and automated subscription billing.
🔄 User Payment Flow
- Customer selects Mercado Pago at checkout
- Checkout opens Mercado Pago app or displays login modal
- Customer selects wallet balance or stored card and confirms with PIN
- Mercado Pago clears transaction and redirects customer back to merchant
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant API calls acquiring gateway for Mercado Pago session
- PSP issues payment token and Mercado Pago redirect URL
- PSP receives payment clearing callback and updates merchant order status