Qitero Qitero

Mach

Country: Chile (CL)  |  Payment Rail: e_wallet

DigitalWallet Market Adoption: 65%

Mach is Banco BCI's major digital wallet in Chile serving over 3M users, offering mobile QR payments and automated subscription billing.

🔄 User Payment Flow

  1. Customer selects Mach Pay at merchant checkout
  2. Checkout presents Mach Pay QR code or triggers mobile app deep link
  3. Customer authorizes payment in Mach app using PIN or biometric auth
  4. Mach debits balance and returns instant payment token to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringYES
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API calls acquiring gateway for Mach session token
  • PSP issues payment token and Mach Pay deep link / QR payload
  • PSP receives Mach clearing webhook notification and confirms order status