PayBright (Canada)
Country: Canada (CA) | Payment Rail: bnpl
BNPL
Market Adoption: 35%
PayBright (by Affirm) is Canada's leading Buy Now Pay Later provider, offering interest-free installment payment plans for Canadian shoppers.
🔄 User Payment Flow
- Customer selects PayBright Pay in 4 / Pay Monthly at checkout
- PayBright conducts instant soft credit check
- Customer pays first installment with debit or credit card
- Merchant receives full order payout while PayBright collects remaining installments
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | NO |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant API passes checkout payload to gateway
- PSP opens PayBright SDK / checkout modal
- PSP receives clearing notification and confirms order
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 Stripe🔌 Adyen