PicPay
Country: Brazil (BR) | Payment Rail: e_wallet
DigitalWallet
Market Adoption: 100%
PicPay is a major digital wallet and social payment app in Brazil, offering mobile transfers, utility payments, and online purchases.
🔄 User Payment Flow
- Customer selects PicPay as the payment method at merchant checkout
- Checkout redirects customer to PicPay app or displays PicPay QR Code
- Customer logs in to PicPay app, reviews transaction and authorizes payment
- PicPay clears transaction instantly and redirects customer back to merchant website
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant requests PicPay payment creation with redirect URL and amount
- Merchant redirects customer or displays PicPay QR Code on desktop
- PicPay sends immediate webhook payment confirmation callback to merchant server
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 dLocal