Elo Card

Country: Brazil (BR) | Payment Rail: card_network

Card Market Adoption: 80%

Elo is one of the leading local card networks in Brazil, widely used for online shopping, subscriptions, and retail payments across the country.

🔄 User Payment Flow

Customer enters Elo credit card details and selects installment plan if desired
Authentication triggers via local 3DS challenge if requested by issuer
Payment is captured and credit limit updated

⚙️ Characteristics & Settlement

Instant Payment	YES
Supports QR	YES
Supports Recurring	YES
Supports Refund	YES

🛠️ Merchant Integration Steps

Merchant requests tokenization of Elo card details
Merchant processes authorization and capture request via Brazilian gateway
PSP triggers webhooks notification

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 dLocal🔌 Stripe🔌 Adyen