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Bradesco

Country: Brazil (BR)  |  Payment Rail: bank_network

OnlineBanking Market Adoption: 35%

Banco Bradesco is a major commercial bank in Brazil, providing online banking acquiring, direct transfers, and bill payment services.

🔄 User Payment Flow

  1. Customer selects Bradesco Online Transfer at merchant checkout
  2. Checkout opens Bradesco mobile app or online banking portal
  3. Customer logs in with account credentials and approves transaction via security key
  4. Bradesco clears funds and redirects customer back to merchant website

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant calls acquiring API for Bradesco payment session
  • PSP issues payment token and Bradesco gateway URL
  • PSP receives Bradesco clearing callback and updates merchant order status