Qitero Qitero

Banco Itaú

Country: Brazil (BR)  |  Payment Rail: bank_network

OnlineBanking Market Adoption: 45%

Banco Itaú is the largest financial institution in Latin America, providing secure direct online banking transfers and corporate settlements in Brazil.

🔄 User Payment Flow

  1. Customer selects Banco Itaú Online Transfer / Bank Slip at checkout
  2. Checkout redirects to Itaú bank portal or opens Itaú mobile banking app
  3. Customer logs in with account credentials and approves via i-Token
  4. Banco Itaú debits account and returns payment clearance status to merchant

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant calls payment creation API for Itaú checkout session
  • PSP issues payment token and Itaú online gateway URL
  • PSP receives Itaú clearing callback and updates merchant order status