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stc pay Bahrain

Country: Bahrain (BH)  |  Payment Rail: closed_loop_wallet

DigitalWallet Market Adoption: 5%

stc pay is a leading telecom fintech mobile wallet in Bahrain by stc, featuring virtual cards and QR payments widely used for online shopping, cross-border remittances, and daily retail.

🔄 User Payment Flow

  1. User selects stc pay at checkout or clicks stc pay payment button
  2. User scans QR code or approves payment prompt in stc pay Bahrain app
  3. User authenticates with wallet PIN or biometric scan
  4. Wallet balance is debited and transaction receipt is displayed

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant system initiates stc pay checkout session via API
  • Customer confirms debit authorization in stc pay app
  • stc pay backend verifies wallet balance and confirms payment
  • Merchant receives real-time webhook callback

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 Tap Payments