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Belfius Direct Net

Country: Belgium (BE)  |  Payment Rail: bank_clearing

OnlineBanking Market Adoption: 6%

Belfius Direct Net is a major real-time online banking payment solution in Belgium, featuring guaranteed bank account debits and two-factor authentication and widely used for e-commerce purchases, government services, and utility bills.

🔄 User Payment Flow

  1. Customer selects Belfius Direct Net at merchant checkout
  2. Customer is redirected to Belfius Direct Net portal or scans QR code using Belfius Mobile app
  3. Customer logs in and authorizes transfer using Belfius Card Reader or mobile biometrics
  4. Belfius bank clears the transaction in real time with immediate merchant payout guarantee
  5. Customer redirected to merchant order confirmation page

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant submits payment request to gateway (Mollie / Adyen / Stripe)
  • Gateway provides redirect link to Belfius Direct Net
  • Gateway captures real-time irrevocable payment status callback from Belfius Bank

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 Stripe🔌 Adyen