Qitero Qitero

Nagad

Country: Bangladesh (BD)  |  Payment Rail: real_time_payment

DigitalWallet Market Adoption: 30%

Nagad is a government-backed mobile financial service in Bangladesh operated by Bangladesh Post Office, providing fast low-cost wallet transfers, merchant QR payments, and government bill payments.

🔄 User Payment Flow

  1. Merchant redirects customer to Nagad checkout page
  2. Customer enters their mobile wallet number
  3. Customer enters the verification OTP sent via SMS
  4. Customer enters their security PIN to authorize the wallet transfer

⚙️ Characteristics & Settlement

Instant PaymentYES
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant initiates charge request to PSP gateway
  • Customer submits credentials on Nagad hosted checkout
  • PSP triggers validation and hooks capture payload to merchant

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 dLocal