bKash
Country: Bangladesh (BD) | Payment Rail: real_time_payment
DigitalWallet
Market Adoption: 60%
bKash is the leading mobile financial service in Bangladesh, offering secure money transfers, mobile recharges, utility bill payments, and merchant checkouts.
🔄 User Payment Flow
- Merchant redirects customer to bKash payment gateway page
- Customer enters their bKash wallet mobile number
- Customer receives and inputs the 6-digit OTP code sent via SMS
- Customer inputs their secure 5-digit bKash PIN to complete the transaction
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant triggers transaction request to bKash PG API via PSP gateway
- Merchant receives redirection portal tokens
- PSP triggers real-time payment validation callback to merchant notification webhook
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 dLocal