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RapiPago

Country: Argentina (AR)  |  Payment Rail: bank_clearing

Cash Market Adoption: 65%

RapiPago is a leading offline cash collection and bill payment network in Argentina operated by Gire S.A., enabling over-the-counter barcode payments across 8,000+ agent locations widely used for e-commerce orders, gaming, and unbanked consumer checkouts.

🔄 User Payment Flow

  1. Customer selects RapiPago at merchant checkout
  2. Checkout issues a payment coupon containing barcode and alphanumeric payment code
  3. Customer visits any of 8,000+ physical RapiPago branches or authorized agent locations
  4. Customer presents barcode, pays cash in Argentine Pesos (ARS), and receives physical receipt

⚙️ Characteristics & Settlement

Instant PaymentNO
Supports QRYES
Supports RecurringNO
Supports RefundYES

🛠️ Merchant Integration Steps

  • Merchant API requests RapiPago voucher code via payment gateway (dLocal / PayU / EBANX / Kushki)
  • Gateway returns voucher URL and expiration timeframe (typically 24 to 72 hours)
  • Gateway receives clearing batch notification when customer pays cash and completes merchant order

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 PayU🔌 dLocal🔌 Kushki🔌 EBANX