Pago Fácil

Country: Argentina (AR) | Payment Rail: bank_clearing

Cash Market Adoption: 60%

Pago Fácil is a prominent nationwide cash voucher and utility bill payment network in Argentina, enabling instant counter cash transactions across thousands of postal and retail branches widely used for e-commerce checkout and cash-based services.

🔄 User Payment Flow

Customer selects Pago Fácil at merchant checkout
Checkout generates Pago Fácil printable voucher ticket with barcode and transaction reference number
Customer visits a Pago Fácil service center, postal branch, or partner supermarket
Customer pays cash at the cashier desk and receives an official payment receipt

⚙️ Characteristics & Settlement

Instant Payment	NO
Supports QR	YES
Supports Recurring	NO
Supports Refund	YES

🛠️ Merchant Integration Steps

Merchant API requests voucher ticket creation via acquiring gateway (dLocal / EBANX / PayU)
Gateway issues voucher identifier and displays barcode instructions to consumer
Gateway receives deposit notification from Pago Fácil network and confirms merchant transaction

🚀 Supported Payment Gateways & Acquirers (PSPs)

🔌 PayU🔌 dLocal🔌 Kushki🔌 EBANX