tabby (UAE)
Country: United Arab Emirates (AE) | Payment Rail: bnpl
BNPL
Market Adoption: 40%
tabby is UAE's #1 BNPL platform offering 4 interest-free installments, widely adopted across GCC fashion, electronics, and retail e-commerce.
🔄 User Payment Flow
- Customer selects tabby Pay in 4 at checkout
- tabby performs instant risk assessment using UAE mobile number and Emirates ID
- Customer pays first 25% installment via Visa / Mastercard
- Merchant receives 100% payout while tabby collects remaining 3 installments bi-weekly
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | NO |
| Supports Recurring | YES |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant API passes checkout order to Tap / Checkout.com
- PSP opens tabby checkout modal
- PSP receives clearing notification and confirms order
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 Checkout.com🔌 Tap Payments🔌 HyperPay🔌 PayTabs🔌 Adyen