PayIt (UAE)
Country: United Arab Emirates (AE) | Payment Rail: digital_wallet
DigitalWallet
Market Adoption: 20%
PayIt is First Abu Dhabi Bank's (FAB) national digital wallet enabling instant QR payments, bill settlements, and government service payments in the UAE.
🔄 User Payment Flow
- Customer opens PayIt app and selects Pay by QR or Bill Payment
- Customer scans merchant QR code or inputs bill reference number
- Customer authenticates via biometrics or PIN in PayIt app
- PayIt processes instant FAB account debit and merchant receives confirmation
⚙️ Characteristics & Settlement
| Instant Payment | YES |
| Supports QR | YES |
| Supports Recurring | NO |
| Supports Refund | YES |
🛠️ Merchant Integration Steps
- Merchant registers PayIt QR via Checkout.com gateway or FAB direct
- PSP generates PayIt-compatible dynamic QR for each transaction
- PSP receives payment webhook and confirms order
🚀 Supported Payment Gateways & Acquirers (PSPs)
🔌 Checkout.com